With the news full of stories about lenders that sold mortgages to people with bad credit, the survivors are clamping down, leaving first-time and next-time homebuyers to wonder, "Will I still be able to buy a house?"

"Most experts say that with a strong record of paying bills on time and a documented, steady income, you should be able to borrow easily and at a low rate. 100% financing will still be an option for those with good credit but more difficult with imperfect credit"


Every day in Springfield banks and mortgage brokers are writing loans for people to buy homes. We are more insulated from the troubles plaguing other parts of the country and you may be in a better position than you think.


Paula Moore has built a personal reputation of assisting her clients. She is a Vice President with one of the top 50 financial institutions in the United States, BancorpSouth. Paula's real estate team has the credentials to communicate with you and your realtor to insure a smooth closing transaction for you.

    "The largest financing transaction of your life is far too important to not consider a professional lender that will keep your personal objectives in the forefront.

Align yourself with a real estate lender that understands what is happening in the current economic market, monitors the future forecasts, and will advise what financial solution best fits your particular situation."
Paula Moore, Vice President
Phone: (417) 890-2147  Cell: (417) 830-6802

Our series of free reports is designed to educate you on the Springfield real estate market. Understanding Financing and Loans explains everything from how to shop for lenders to the current credit climate and how it will affect your ability to get a loan.

You Can Now Download The Reports Below These 9 reports contain a wealth of information vital to confident buying and selling of real estate in the Springfield market. Plus, you have access to our EXCLUSIVE Daily New Listings of homes in Springfield and 10 surrounding communities, updated every business day. Click on each of the reports below to download it.

Buyer's Agency Report	The Service We Provide to Buyers	Understanding Financing and Loans	FHA Help for Borrowers who's ARMs adjusted
Understanding Your Credit Score	Now is a Great Time to Buy	The Service We Provide to Sellers	Missouri Broker Disclosure Form
How to Use MLS Search